Financial Aid Grants & Loans

Westmont College Grants

大学助学金是根据学生通过FAFSA表格证明的经济需求颁发给学生的. 助学金每学期直接申请到学生的韦斯特蒙特学院账户.

CalGrants A and B

根据证明的经济需要，加州居民可以获得补助金. 在加利福尼亚州最终确定预算和加州学生援助委员会通知学生和韦斯特蒙特学院接受该计划之前，您的经济援助奖上注明的赠款金额是暂定的. 首次申请者需要提交平均成绩(GPA)证明(通常由学生的高中完成), and the FAFSA, both no later than March 2. 高中毕业证明，完成GED或同等学历是必需的.

Cal Grant A is for tuition only. Funds are applied directly to the student’s account each semester.

Cal Grant B也为高需求学生提供较小的准入补助. Only the access grant is available in the freshman year. In the sophomore, junior, and senior years, Cal奖助金B的受助人可以获得主要的Cal奖助金学费和访问奖助金.

因为Cal Grant和Westmont Grant基金都是根据需要发放的, 请注意，收到加州大学助学金后，韦斯特蒙特学院助学金将会有所调整. 

Federal Pell Grants

联邦佩尔助学金适用于有特殊经济需要的学生, as determined by the FAFSA. Grants may be used for tuition, fees and any room and board expenses. 助学金每学期直接申请到学生的韦斯特蒙特学院账户.

Federal Supplemental Educational Opportunity Grant (FSEOG)

This grant is based on demonstrated financial need. Priority for these funds is given to Federal Pell Grant recipients. Funds may be used for tuition, fees, on-campus room and board, 并且每学期直接申请到学生的韦斯特蒙特学院账户.

Federal TEACH Grant

该补助金提供给同意在指定的低收入小学或中学担任高需求领域的高素质教师至少4年的学生, 在完成获得TEACH资助的项目后的8年内. 未能完成所需的教学服务，将导致教学补助金转换为联邦直接无补贴贷款，利息从补助金发放之日起计算. The TEACH Grant Program is not based on financial need, 但学生必须提交FAFSA，并在每学年与教育部签署服务协议(ATS).

因为与这个项目相关的严格的服务要求, 在三年级之前，Westmont的学生无法获得TEACH助学金.

Westmont College Interest-Free Loans

该基金是由加州基金会的慷慨捐赠和校友的其他捐赠建立的, parents and foundations and is awarded to students who are U.S. 家庭收入低于一定门槛的公民(每年根据可用资金数额为入学学生确定)，并已从加州高中毕业.

本票和其他必要的申请材料将由学生财务服务处发送. These documents should be returned to Student Financial Services. 贷款资金每学期会直接汇入学生的威斯蒙特学院账户.

This loan requires a co-signer (typically a parent).

Subsidized Federal Direct Loans

联邦直接补贴贷款是基于证明的经济需要.  利息由联邦政府支付，而学生在校时间至少为一半或以上.  该贷款在学生至少休学一半后开始偿还.

Loan applications are completed online at studentaid.gov. Loan proceeds for each semester are sent directly to the school.  请注意，联邦政府收取大约1%的费用, which is deducted from each disbursement. 

首次借款人必须参加入学贷款咨询，然后才能支付资金.  Entrance loan counseling is completed online at studentaid.gov.

Unsubsidized Federal Direct Loans

联邦直接无补贴贷款提供给学生，而不考虑经济需要, though students must have completed a FAFSA to qualify. 因为贷款不是以需要为基础的，所以在学生上学期间贷款会收取利息. 学生可以选择在校期间支付到期的利息，也可以选择推迟支付利息, in which case it is added onto the loan at the start of repayment. All other terms (i.e., interest rate, deferment options, etc.)对于有补贴和无补贴的联邦直接贷款都是一样的.

Federal Direct PLUS Loans

联邦直接PLUS(父母)贷款允许信用良好的父母借款来帮助支付教育费用.  家长可以从综合费用(学费)之间的差额中借款, fees, housing, meals, books, personal expenses)and all other financial aid the student receives. 

The application process for the PLUS loan begins online at studentaid.gov..  Parents should allow up to two weeks for processing the application.  Loan proceeds are divided in half, one half for fall and the other half for spring; funds are sent directly to Westmont College.  Loan fees of approximately 4.25% are deducted from each disbursement. 

Alternative Loans

另类贷款是由一些银行和其他金融机构管理的无担保教育贷款产品.  While there are alternative parent loans, the student is most often the primary borrower; a co-signer is required in most cases.  In most cases, 贷款的偿还推迟到学生离开或从威斯蒙特大学毕业, but interest will accrue.  因为这些贷款的成本因贷款人而异，而且往往比联邦贷款项目更昂贵, including the PLUS Loan, 我们强烈鼓励学生和家庭在寻求私人贷款之前考虑联邦贷款的选择.